Retirement eligibility
Q. I retired from the Army after 18 months of military service at age 22 because of combat wounds. I retired from a nonprofit and went to work for the government at age 56. I am now 62 and have eight...
View ArticleDeferred annuity
Q. My husband left federal employment at age 55 after seven years. He was covered under FERS. He is almost 63 and has applied for a deferred annuity. He is thinking of returning to federal employment....
View ArticleSurvivor annuity
Q. My husband has 28 years and I have 27 years under FERS as civilians with the Defense Department (Air Force). My husband has been carrying Federal Employees Health Benefits insurance for our family...
View ArticleFive-year rule and break in service
Q. I enrolled in Federal Employees Health Benefits on April 26, 1987. Resigned March 21, 1992. Temporary appointment Aug. 26, 2001, to Oct. 19, 2002. Re-enrolled Nov. 3, 2002. Resigned Sept. 27, 2008....
View ArticleFEHB re-enrollment
Q. I was a federal employee for 26 years and, from 1987 onward, was under FERS. I left my last federal job in June 2009 at age 58, after having passed the minimum retirement age and having been...
View ArticleEligibility for benefits
Q. I am 64 with 9.5 years under FERS, but it was split up after 4.7, then a few years later I returned and now have 4.8 years. Could I retire on an immediate retirement and be able to take my Federal...
View ArticleFive-year rule
Q. I’m thinking about applying for a Transportation Security Administration position in Denver. How many years would I need to work to get health benefit coverage at retirement? A. You need to be...
View ArticleAffordable Care Act vs. FEHB
Q. I will have 20 years of congressional employment as of Jan. 23, 2014. I will be 60 years old three months earlier, in October. It is my understanding that members and congressional personal staff...
View ArticleVSIP and reinstatement
Q. If a federal employee takes a buyout, but then wants to return to federal service, is he eligible for reinstatement rights, or does he have to compete as though he did not have prior federal...
View ArticleFive-year rule
Q. In the 2012 Federal Retirement Handbook, it states that if you meet the following age and service requirements — age 62 and five years — you are entitled to an immediate retirement benefit. I will...
View ArticleSuspension of FEHB coverage
Q. I am a federal employee with 32+ years of civil service, planning on retiring in the next five years. I have been enrolled in a Federal Employees Health Benefits plan throughout my career. My...
View ArticleChanging self-only to self and family
Q. I know one has to have Federal Employees Health Benefits for five years before one quits or retires to get this benefit. Does it have to be family coverage for five years, or can I change my...
View ArticleFive-year rule
Q. I am 64 years old and will have five years of federal service in February. But for the first seven months (until September 2008), I was a seasonal employee for the Internal Revenue Service, until I...
View Article5-year rule vs. service computation date
Q. I am a 63-year-old Air Force civilian employee and have been employed since Sept. 2, 2008. With no break in service, I was employed by the Internal Revenue Service as a seasonal employee for...
View ArticleFive-year rule
Q. I will be 66 years old in April. I have been with the Postal Service (FERS) for 16 years. I am eligible for retirement, but I am concerned about health insurance. I was always covered under my...
View ArticleAnnuity reduction and health insurance
Q. I am a CSRS employee and plan to retire March 29. 1. Will I be on the annuity roll for my first check on April 1 or May 1? 2. Will I incur a reduction in my annuity because of the retirement date?...
View ArticleRe-employment and five-year rule
Q. My husband worked for a Veterans Affairs Medical Center for seven years, then left federal employment. He is 63 and eligible for a deferred annuity. He may be returning to his previous job. Is...
View ArticleFEHB enrollment date
Q. I am 64 years old and have nine years in CSRS. Four years were 1972 to 1976. At that time, I took my retirement out, then another seven months in 1985-86. I was reinstated in the federal government...
View ArticleBreak in service and vested time
Q. I am a 29-year-old federal employee and I may have to move at some point in next few years because of my husband’s work or if I go back to school. I have been working for 2½ years and I am starting...
View ArticleMilitary buyback and annuity
Q. My husband had 16 years of military service (no retirement received). He is now 65 and may soon be employed in civil service. At age 70, he would have about 21 years of federal employment and...
View Article
